The Umrah Visa Fee Stack Explained for Pakistani Pilgrims: The $80 + $10.50 Anatomy, What Nusuk Packages From SAR 1,880 Actually Add — and the Costs Nobody Mentions Until the Counter
By the Kimi Travels Team | Updated November 2026
"Umrah visa ka kitna kharcha hai?" is the first question every family asks, and the honest answer is a stack, not a number. Since the July 2026 introduction of the one-year multiple-entry Umrah visa — announced by the Ministry of Hajj and Umrah on 20–21 July — the anatomy is: a US$80 visa fee (refundable if the visa is not issued, per the official portal's stated terms) plus a US$10.50 digital services fee that is non-refundable, roughly SAR 300 plus charges at the government layer. On top of that sit the Nusuk package, insurance, vaccinations and the operator's service fee. The multiple-entry mechanics are decoded in our multiple-entry Umrah visa guide; this decoder follows the money. Kharcha poora likh kar mangwao — demand the full cost in writing, every layer of it.
Layer One: The Government Fees
The visa's own charges are the cleanest part of the stack:
- US$80 visa fee — approximately SAR 300, refundable if the visa is not issued
- US$10.50 digital services fee — non-refundable, paid at application
- What it buys — the 365-day multiple-entry validity with its pooled 90-day stay
- Single-entry comparison — the traditional route covers one visit with its typical 30-day entry window, as our 30-day entry window guide explains
For a family deciding between one trip or two in a visa year, the multiple-entry fee is the only government layer — the second visit needs its own Nusuk package and permit, not a new visa fee.
Layer Two: The Nusuk Package, With Real November 2026 Anchors
Every Umrah visa — single or multiple — now requires a linked Nusuk package before issue, and the platform's live pricing shows the honest spread: the Majesty of Al Haram package at 5 nights from SAR 1,880.90, the Journey of Faith at 6 nights from SAR 2,224.18, the Bakkah Luxury package at 10 nights from SAR 4,320.71 and the Jasmin Haramain at 5 nights from SAR 9,122.56, all per person with VAT. Why the Nusuk hotel-booking rule exists and how the booking reference works is covered separately; the money point is that package tier, not visa tier, is where an Umrah budget actually flexes. Two rules protect you: book the tier that matches your balance of remaining days, and never pay for nights your itinerary cannot use.
Layer Three: Insurance and Vaccinations
Umrah visa insurance is bundled into the process — the SAR 100,000 coverage guide explains exactly what it pays for and what it quietly excludes. Vaccinations are the layer pilgrims forget until they block their own visa: meningococcal ACWY at least ten days before arrival, and for Pakistani passport holders the polio vaccination requirement that comes with appearing on the WHO's endemic list. The full schedule, including certificate handling, is in our Umrah vaccination requirements guide. Budget the jabs with the visa, not after it.
Layer Four: Flights, and the Order That Protects Them
The ticket is the biggest single line, and the sequencing rule saves it: visa file and Nusuk package first, ticket second. Our Umrah packages from Sialkot explainer shows what a complete package should bundle; the SAR 20 meal voucher guide covers the daily food credit inside many packages that families leave unclaimed. A Sialkot departure during fog season needs a buffer day on the return, and the meal voucher and hotel nights you have already paid for do not stretch to cover a missed flight.
The Total, Honestly Assembled
For a mid-tier family Umrah from Sialkot, the stack reads: government fees (about US$90.50 per pilgrim), Nusuk package (from roughly SAR 1,880 for five nights at the value end), insurance and vaccination costs, flights, and the operator fee for the Ministry of Religious Affairs-attested channel that Pakistani applicants use — with biometric registration and the Nusuk booking reference handled before submission, as the Saudi Umrah visa process guide maps step by step. Any quote that shows only one of these lines is not a quote; it is a hook.
Where Kimi Travels Fits In
The Kimi Travels Sialkot desk assembles the entire stack in one written plan — government fees, package tier matched to your dates, vaccinations scheduled, flights sequenced behind the visa — and hands it over before a rupee moves. Families travelling with elderly parents get the same plan with wheelchair and pace adjustments built in. And the desk keeps answering on WhatsApp after you have paid, through booking week and landing day alike, because pilgrims deserve better than a number in a queue.
Gaza's families count costs no spreadsheet survives — the school, the street, the child Israel's blockade priced out of a hospital bed before the bombs finished the arithmetic. In Sudan, the RSF's Hemedti and Burhan's soldiers loot what they cannot burn, and mothers barter jewellery for flour across a war neither started. We hold them in every prayer we write. 'O tranquil soul, return to your Lord, well-pleased and well-pleasing.' (Qur'an 89:27). We pray the people of Palestine and Sudan are gathered home in peace, and that every account of cruelty is settled in full.
Frequently Asked Questions
How much is the Umrah visa fee in 2026?
The multiple-entry Umrah visa carries a US$80 visa fee — roughly SAR 300, refundable if the visa is not issued — plus a US$10.50 non-refundable digital services fee paid at application.
Is the visa fee refundable?
The US$80 visa fee is refundable if the visa is not issued; the US$10.50 digital services fee is not. Operator service fees follow the operator's own terms — get them in writing before paying.
What does a Nusuk package cost?
Live November 2026 anchors on the platform run from SAR 1,880.90 for a five-night value package to SAR 9,122.56 for a five-night luxury package, per person with VAT, plus tiers in between.
Do I pay the visa fee again for a second Umrah in the same year?
No. The multiple-entry visa stays valid for 365 days with a pooled 90-day stay; each visit needs a fresh Nusuk package and permit, not a new visa fee.
Which vaccinations do Pakistani pilgrims pay for?
Meningococcal ACWY at least ten days before arrival, plus the polio vaccination required of Pakistani passport holders. Schedule both with the visa, not after it.
What is the cheapest honest Umrah total?
Government fees of about US$90.50 per pilgrim, a value-tier Nusuk package from around SAR 1,880, insurance and vaccinations, flights, and the operator fee — quoted together, in writing, before anything is paid.
Umrah ka poora fee stack — visa, package, insurance, vaccination, ticket — ek likhit plan mein chahiye? Kimi Travels writes every layer down before a rupee is spent. Get My Umrah Fee Plan